A lay-by agreement lets the customer pay for a product in two or more instalments before taking it home. The deposit is the first instalment.

We offer a 30 day (1 month) payment plan on all items above R4500. 50% deposit secures your item for up to 30 days. The remainder of the balance can be settled within 1-30 days from the the initial deposit date.

You only take your item home once it's fully paid for and no outstanding fees remain.

Choose EFT option at checkout/REF Lay-by- your order no.

In the case of failure to settle or cancelation of a lay-by, MOY Vintage reserves the right to retain 15% of the initial deposit, for the loss incurred.